Katy homeowners know how fast spring weather can shift from calm skies to heavy rain, hail, or strong wind. At Agent Near You, we often hear from residents who experience roof damage or exterior issues after these early‑season storms. That is why we encourage homeowners to review their coverage before storms become more frequent and severe.

Why Roof Coverage Deserves Special Attention

Katy Office: 281-693-4433
Kingwood Office: 281-358-9800

Roofs in the Katy area face constant wear from heat, humidity, and strong storms. Hail, wind‑driven debris, and lifted shingles can all lead to costly repairs. When homeowners reach out to Agent Near You, we explain how their policy handles roof age, materials, and storm‑related damage so there are no surprises during a claim.

Evaluating Exterior Coverage Beyond the Roof

Siding, gutters, windows, fences, and outdoor structures are all exposed during spring storms. Not every policy treats these features the same. Some items may have specific limits or exclusions. We help Katy homeowners understand how their coverage applies to exterior features and what options exist if additional protection is needed.

Questions Homeowners Should Ask When Reviewing Coverage

A quick review can make a big difference. We encourage homeowners to consider a few simple questions: Are your coverage limits high enough for full roof replacement? Does your policy cover wind‑driven rain? Are fences and exterior structures included? These insurance questions help identify areas that may need attention before severe weather arrives.

How Agent Near You Supports Katy Homeowners

Our agency works with homeowners across the Katy area to ensure their property is ready for spring storms. When clients contact Agent Near You, we go through their policy details, explain how different types of storm damage are handled, and provide recommendations based on local weather patterns. With the right updates, homeowners can enter storm season knowing their coverage supports their roof and exterior structures.